Kings Financial

Why Kings Financial stands out from the rest:

We search thousands of mortgage deals to find the right one for our customers' circumstances and needs

We pride ourselves on our professional Premier Mortgage Service, which does not stop when the mortgage has completed

We continue to offer an ongoing service to our customers by advising them on family, home and income protection so that they are covered against the unexpected

We feel that keeping in touch is a good thing to do to ensure our customers are kept abreast of developments in the mortgage world

We help our customers understand the benefits of paying off their mortgage debt as quickly as possible so they can become financially free to enjoy an early retirement!

We have financial experts who can provide advice on pensions and investments as well as asset protection through MAB Financial Planning and our business partners

Friendly, local and experienced

At Kings Financial we pride ourselves on the fantastic service we offer to our clients. We are a local, friendly business and have been working in Braintree for over 15 years.

Our Mortgage and Protection advisors have a wealth of experience and can offer a range of mortgages from the whole of the market. We offer a wide range of services such as mortgages, protection, wealth management, property services and wills and trusts to name just a few, all under one roof.

At Kings our highly trained team offer a wealth of experience combined with local knowledge.

We aim to deliver the highest level of customer service and recognise the importance of communication. Our aim is to support all our clients with all of their financial needs.

Your Guide to Buy-to-Let Mortgages

Regardless of whether you are new to the Buy-to-Let scene or you are an experienced landlord, fully understanding the ins and outs of Buy-to-Let mortgages is essential when managing your property portfolio.

Tell your mortgage lender

Your lender needs to give you formal 'Consent to Let' before you can let out your property. Your decision to let may mean that you are put onto a higher Buy-to-Let interest rate.

Failing to notify your lender that you are letting out your property will put you in breach of your mortgage agreement.

Tell your insurer

Your standard Buildings and Contents insurance will not cover you if the property is to be let out. You will need to seek specific Landlord's Insurance instead.

Speak to a letting agent

Letting agents are there to help with the management of your property and can help you when setting yourself up as a landlord, but you will need to pay a small fee for this.